I have known Mike for a number of years. He advised me shortly after my divorce and helped me to invest the settlement. Several years later, when I was at a crossroads in my career, he created a lifestyle financial plan that enabled me to pursue my dream of becoming a freelance writer.
Leaving a secure job to do my own thing, I faced a great deal of uncertainty. Mike was very thorough and explained all of the aspects I needed to consider, including how to protect against the unexpected.
With everything in place I moved to France and threw myself into my writing. I enjoyed the freedom of researching and writing my novel, safe in the knowledge that my finances were taken care of.
Unfortunately, a short while after my move I started feeling unwell. Following a number of tests, I was diagnosed with a mild form of MS. It was an incredibly difficult time. I moved back to the UK to deal with my diagnosis. Mentally I was fitting all of the jigsaw pieces of my diagnosis together.
I needed to make some big decisions about my future, such as buying a house and maintaining my income, given the state of my health. Mike had been a stable presence throughout and had originally arranged for me to take out a critical illness policy as part of my lifestyle plan.
To my surprise, I found my condition was covered. I genuinely thought my insurance only protected illnesses like cancer. I contacted the insurer and Mike was there for support if I needed it. My claim was handled smoothly and efficiently, without any issues.
The pay-out has allowed me to maintain my independence. I have a flat of my own and I’ve been able to adapt to the new situation. I have money to buy the equipment I need, such as a computer for my eyes and a proper chair.
The smaller details are also taken care of, such as unforeseen medical expenses and the upkeep of my property. With my condition you never know what is coming next, but I have a buffer, a sense of security. The policy has taken the ‘fear’ away.
Without Mike’s advice the financial impact would have been incredibly difficult. Instead, what probably seems like a small piece of advice has changed my direction.
It was all down to Carrington and Mike’s ability to gauge me, broach difficult subjects and ensure all aspects of my financial plan were covered. I would recommend his services to anyone, for expert general financial advice with a real human element.